4 Payments I-Unipay Hub is a payment services hub capable of offering all Euro and currency payment services regardless of the applied instrument, the requesting channel, the operational characteristics, the exchange formalisms, the clearing circuits and the settlement method.
All payment services are accessible through APIs, which have been developed in the most common interface protocols (from legacy to open ones), according to a flexible and SOA-compliant application architecture model.
The solution has the following main features:

  • Certified for over one million daily transactions
  • Omni-channel (Counter, Internet, CBI, etc.), multi-currency, multi language and multi-bank
  • Parameterizable workflow engine
  • Diagnostic services of incoming data flows (total or partial rejection according to the outcome of the control)
  • High parameterization capability (Cut-Off, Channels, Routing Rules, etc.)

UniPay is the only Italian solution certified by SWIFT with the Payments label. This recognition was obtained and reconfirmed over the years (from 2015), each time ratifying the compliance of the product with the subsequent advances of the SWIFT Standard Release.